Florida Programs

First Time Home Buyer

Get Matched With Florida Home Buying Programs.

Florida first time home buyer programs.

If you are looking to buy a home in the Sunshine state and trying to find a Florida based first time home buyer programs, check out the program information we have provided. We are here to assist you in locating FL home buying programs, grants, USDA, FHA and VA home loan assistance. Firsttimehomebuyer.com provides lists of local Florida home buying resources.
There is also information about Federal 100% home buyer financing and grants for qualified purchasers.
USDA Home Loan
The Florida USDA home loan program is available in multiple areas within Florida. This program may finance 100% of the home's purchase price.
VA (Veterans) Home Loan
To eligible Veterans, active military members and eligible family members the Florida VA home Loan program may allow for 100% financing of the home purchase.
HUD FHA home loan
HUD (U.S. Department of Housing and Urban Development) offers Florida FHA home loans and home buying assistance. The FHA home loan program is a popular Florida first time home buyer program used in conjunction with home assistance buying programs.
CDBG home buying grant programs

CDBG (Community Development Block Grant) is a Federal program that grants money to states and localities to provide for community development needs. In many locations across the Country CDBG grant money is offered as an assistance program for home buying down payment and closing costs.  In Florida,  the Florida CDBG  is offered but availability of CDBG grants for home buyer assistance may depend on locality, check to verify. Local program links : Orange County , Broward , Lake County , Orlando , Tampa , Pinellas , Osceola , Seminole , DeLand , Pompano Beach , Titusville , Deltona , Miami , Monroe Clewiston.

Florida has multiple programs and assistance for home buyers. Each county and city may offer a variety of programs. Not all localities within Florida offer unique programs but many have assistance available. The statewide programs along with Federal programs may cover the remaining areas of Florida not covered by local development and assistance programs. These programs  tend to be designed as an incentive to get homeowners to purchase locally and help keep the community strong. They do this by offering grants and second mortgage programs to assist with down payment and closing costs.

Local Florida home buyer incentives, grants and buying programs.

Florida first time home buyer tax credit.

If you are a first time home buyer in FL then the FHFC Homebuyer Tax  Credit Program (MCC) may be available to you. Please consult with a tax advisor.

Share by: