FirstTimeHomeBuyer.com
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Get matched with first time home buyer programs.
See if there are available home buying programs that meet your needs.

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What Are First Time Buyer Programs?

First time home buyer programs is a general term used for the multitude of home loan and assistance programs for home buyers. Although many of these programs are designed for people whom have never owned before they are also used to promote home ownership in certain geographic areas. There can be 1,000’s of programs designed to assist with down payment and closing costs. They may be offered by Government (Federal, State and Local) and private organizations such as churches, community groups, non-profits and corporations. With all these options it is often hard for a potential home buyer to determine how to move forward. The programs may be designed as a grant or loan. Some loans may be forgivable grants if a certain set of terms are followed. So, it can get complicated. Let us help you, request more information about home buying programs.

Down payment and closing cost assistance program request by State.

The Basics : How First Time Home Buyer Works.

Submit Your Basic Information

Begin getting matched with programs by submitting basic information. This includes your desired location to purchase a home. Along with the location you need to provide basic credit and income information. Don't worry, this is just general information. It is used to develop a baseline of available programs that will meet your needs.

Learn About First Time Home Buyer Programs

Once you submit the basic information the next step is for your information to be reviewed and compared to available home loan and assistance programs. There are many variables and numerous programs so not every question can be asked or program shown. But we will do our very best!

Work With A Program Specialist To Get You A New Home

Depending on your information and location, programs may vary. We may need to narrow down what assistance, grants and/or home loan may be the best matches for you. A specialist will be available to review your request for home loan assistance programs and will provide you with further guidance.

Even if you have owned a home before you may still qualify for down payment assistance?

Are you a first time home buyer? Maybe you have rented for years or you are just starting out and want to get a place to call your own. In all likelihood, you are a first time buyer.

What if you have owned a home before and want to buy a new one. If you have not owned a home in the last 3 years you may be considered a first time buyer in many jurisdictions. This often surprises many home buyers that some programs allow for a person whom has sold or transferred a home at least 3 years prior may be able to use some of these buying programs. In addition, if you have owned a home in another state and are re-locating, you may be considered a first time buyer.

The programs and availability vary greatly. Whether you have owned before or are looking to buy for the first time, let a trained, licensed, first time buyer assistant show you what may be available to help meet your needs.

LEARN WHAT PROGRAMS MAY WORK FOR YOU
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