Firsttimehomebuyer.com and affiliated sites were designed to educate the consumer and help create better borrowers. This policy will explain how you, The "First time home buyer" interacts with this informational web site.
Terms and Conditions
We strive to keep all the information on Firsttimehomebuyer.com up-to-date and accurate, it may not always be possible. So please use your best judgement regarding information provided.
Please be sure you understand this section
This website does not endorse any mortgage lender, broker or bank. Nor do we make any guarantees or endorsements of any lender, broker, broker agent, bank, loan officer or any and all agents whom you may enter into a contractual agreement with regardless of the information you submit via this web site or through any contact you may have with MarylandReverseMortgage.org and it's affiliated sites. We make no guarantee, explicit or implied that the posted information is accurate. Any dealings that you may have with a lender/broker listed or whom contacted you due the information you submitted via this site or linked sites is solely your responsibility and the responsibility of that specific lender/broker. We expressly disclaim any liability or responsibility for the success or failure of any transaction you have with that lender. You must make the final determination as to the value and appropriateness of the transaction.
This site not affiliated with the VA, FHA or any other Government agency and is not a lender or mortgage broker. This site does not offer mortgages and loans and does not offer loans or mortgages directly or indirectly through any representatives or agents.
Disclaimer and Limitation of Liability: The Site and the information and materials contained herein are provided "as is." We make no representations or warranties of any kind regarding this Site or its operation, contents or information available on this Site. We expressly disclaim all warranties, express or implied, of any kind, with respect to the Site. IN NO EVENT SHALL THIS SITE, ITS AFFILIATES, INCLUDING, OFFICERS, DIRECTORS, EMPLOYEES OR AGENTS BE LIABLE FOR DIRECT, INDIRECT, COMPENSATORY, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES ARISING FROM THE OPERATION, CONTENT OR USE OF THE SITE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Some jurisdictions do not allow the disclaimer, exclusion or limitation of incidental or consequential damages, so the foregoing disclaimer, exclusion and limitation may not apply to you, and you may have other legal rights that vary according to jurisdiction. In no event will damages provided by law (if any) apply unless they are required to apply by statute, notwithstanding their exclusion by contract.
WE MAKE NO REPRESENTATIONS, WARRANTIES OR GUARANTEES, EXPRESS OR IMPLIED REGARDING THE ACCURACY, CORRECTNESS OR COMPLETENESS OF THE CONTENT OR THE SERVICES OR PRODUCTS ASSOCIATED WITH THE SITE, NOR THE SAFETY, RELIABILITY, TITLE, TIMELINESS, COMPLETENESS MERCHANTABILITY, CONFORMITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE CONTENT OR THE SERVICES AND PRODUCTS ASSOCIATED WITH THE SITE. IT IS YOUR RESPONSIBILITY TO INDEPENDENTLY EVALUATE THE ACCURACY, CORRECTNESS OR COMPLETENESS OF THE CONTENT AND SERVICES AND PRODUCTS ASSOCIATED WITH THE SITE. WE MAKE NO REPRESENTATION, WARRANTY OR GUARANTEE THAT THE CONTENT THAT MAY BE AVAILABLE FOR DOWNLOADING FROM THE SITE IS FREE OF INFECTION FROM ANY VIRUSES, WORMS, TROJAN HORSES, TRAP DOORS, BACKDOORS, EASTER EGGS, TIME BOMBS, CANCELBOTS OR OTHER CODES OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES THAT ARE INTENDED TO DAMAGE, DETRIMENTALLY INTERFERE WITH, SURREPTITIOUSLY INTERCEPT OR EXPROPRIATE ANY SYSTEM, DATA OR PERSONAL INFORMATION.
The content of the Site (the "Content") is intended only to assist you with financial decisions and is broad in scope and does not consider your personal financial situation. Your personal financial situation is unique and the information and advice may not be appropriate for your situation. Accordingly, before making any final decisions or implementing any financial strategy, we recommend that you obtain additional information and advice from your accountant and other financial advisers who are fully aware of your individual circumstances.
Applicable Law and Venue: The site (excluding linked sites) is operated in the state of Maryland. The Site can be accessed from all 50 states and the District of Columbia, as well as from other countries around the world for educational purposes. As each of these places has laws that may differ from those of Maryland, by accessing this Site, both you agree that the statutes and laws of the State of Maryland, without regard to conflicts of laws and principles thereof, will apply to all matters arising from or relating to use of this Site. You also agree and hereby submit to the exclusive personal jurisdiction and venue of the federal district and state courts of Maryland with respect to such matters. We make no representation that materials on the Site are appropriate or available for use in other locations, and accessing them from territories where their contents are illegal is prohibited. Those who choose to use or access this Site from other locations do so on their own initiative and are responsible for compliance with local laws. This site is just a tool and is mostly comprised of opinions. Always consult a professional when getting a loan and use your own best judgement when making financial decisions.
The policy and terms was last updated on 4/14/2017