California Programs

Get Matched With California Home Buying Programs.

California first time home buyer programs

Information by or on this Site is provided for informational purposes only. First Home Mortgage Corporation is not licensed in California.

California first time home buyer programs. Locate CA home buying programs, grants, USDA, FHA and VA home loan assistance. Firsttimehomebuyer.com provides lists of local California home buying resources. There is also information about Federal 100% home buyer financing and grants for qualified purchasers.

The California USDA home loan program is available in multiple areas within California. This program may finance 100% of the home's purchase price.

To eligible Veterans, active military members and eligible family members the California VA home Loan program may allow for 100% financing of the home purchase.

HUD (U.S. Department of Housing and Urban Development) offers California FHA home loans and home buying assistance. The FHA home loan program is a popular California first time home buyer program used in conjunction with home assistance buying programs.

CDBG (Community Development Block Grant) is a Federal program that grants money to states and localities to provide for community development needs. In many locations across the Country CDBG grant money is offered as an assistance program for home buying down payment and closing costs. In California, the California CDBG is offered but availability of CDBG grants for home buyer assistance may depend on locality, check to verify. Local program links: Oakland , San Diego , Riverside , Monterey Park , Hawthorne.

California has multiple programs and assistance for home buyers. Each county and city may offer a variety of programs. Not all localities within California offer unique programs but many have assistance available.

The statewide program (CalHFA ) along with Federal programs may cover the remaining areas of California not covered by local development and assistance programs. These programs tend to be designed as an incentive to get homeowners to purchase locally and help keep the community strong. They do this by offering grants and second mortgage programs to assist with down payment and closing costs.

Local California home buyer incentives, grants and buying programs.

State of California : California Housing Finance Agency

San Bernardino County

California first time home buyer tax credit

If you are a first time home buyer in CA then the California Mortgage Credit Certificate Tax Credit Program (MCC) may be available to you. If you buy a house in certain California areas that meets the program limits, then you may be able to receive a First Time Homebuyer Federal Tax Credit or Mortgage Credit Certificate (MCC). Please consult with a tax advisor.

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