South Carolina Programs

First Time Home Buyer

Get Matched With South Carolina Home Buying Programs.

South Carolina first time home buyer programs

South Carolina first time home buyer programs. Locate SC home buying programs, grants, USDA, FHA and VA home loan assistance. Firsttimehomebuyer.com provides lists of local South Carolina home buying resources. There is also information about Federal 100% home buyer financing and grants for qualified purchasers.
USDA Home Loan
The South Carolina USDA home loan program is available in multiple areas within South Carolina. This program may finance 100% of the home's purchase price.
VA (Veterans) Home Loan
To eligible Veterans, active military members and eligible family members the South Carolina VA home Loan program may allow for 100% financing of the home purchase.
HUD FHA home loan
HUD (U.S. Department of Housing and Urban Development) offers South Carolina FHA home loans and home buying assistance. The FHA home loan program is a popular South Carolina first time home buyer program used in conjunction with home assistance buying programs.
CDBG home buying grant programs

CDBG (Community Development Block Grant) is a Federal program that grants money to states and localities to provide for community development needs. In many locations across the Country CDBG grant money is offered as an assistance program for home buying down payment and closing costs.  In South Carolina, the South Carolina CDBG  is offered but availability of CDBG grants for home buyer assistance may depend on locality, check to verify. Local program links : Greensville , Lexintongton , Columbia , Horry , Richland , Greenville , Bluffton

The majority of locations that many first time home buyers in South Carolina may be shopping in could be eligible for 100% financing available provided by the USDA home loan program. In addition, the state has design a home buying assistance guide to help homeowners achieve their goals. Many locations may also qualify for the CDBG Federal program to help with first time home buyer down payment and closing cost assistance. 

Local South Carolina home buyer incentives, grants and buying programs.

South Carolina first time home buyer tax credit.

The South Carolina Mortgage Tax Credit Certificate (MCC ) may allow for SC homebuyers get a tax credit up to $2,000 per year. Please consult with a tax advisor.

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