First Time Home Buyer

South Dakota Home Buying Programs.

South Dakota first time home buyer programs

Information by or on this Site is provided for informational purposes only.
Freedmont Mortgage Group is a Division of radius financial group inc. and is not licensed in South Dakota.

South Dakota first time home buyer programs. Locate SD home buying programs, grants, USDA, FHA and VA home loan assistance. Firsttimehomebuyer.com provides lists of local South Dakota home buying resources. There is also information about Federal 100% home buyer financing and grants for qualified purchasers.
USDA Home Loan
The South Dakota USDA home loan program is available in multiple areas within South Dakota. This program may finance 100% of the home's purchase price.
VA (Veterans) Home Loan
To eligible Veterans, active military members and eligible family members the South Dakota VA home Loan program may allow for 100% financing of the home purchase.
HUD FHA home loan
HUD (U.S. Department of Housing and Urban Development) offers South Dakota FHA home loans and home buying assistance. The FHA home loan program is a popular South Dakota first time home buyer program used in conjunction with home assistance buying programs.
CDBG home buying grant programs

CDBG (Community Development Block Grant) is a Federal program that grants money to states and localities to provide for community development needs. In many locations across the Country CDBG grant money is offered as an assistance program for home buying down payment and closing costs.  In South Dakota, the South Dakota CDBG  is offered but availability of CDBG grants for home buyer assistance may depend on locality, check to verify. Local program links : Rapid City , Sioux Falls

Local South Dakota home buyer incentives, grants and buying programs.

South Dakota first time home buyer tax credit.

The South Dakota SDHDA's Tax Credit is available through a Mortgage Credit Certificate (MCC), which may reduce the amount of federal income tax you pay. Please consult with a tax advisor.