First Time Home Buyer - Virginia home loan programs

Virginia home loan programs

Get Matched With Virginia Home Buying Programs.

Select a state to start your program search :

Looking to find a Virginia first time home buyer program? Don't get caught not knowing what is available to help you purchase a home. Check out these programs and learn what assistance and down payment help is provided to VA home buyers.

Virginia home buyer incentives, grants and buying programs descriptions from the providing entity.

Newport

First time home buyer Newport News Virginia : 'Newport News Redevelopment and Housing Authority (NNRHA) is the primary provider of new homebuyer opportunities and affordable housing for lower and moderate income families on the Virginia peninsula.'

Norfolk

First time home buyer Norfolk Virginia : 'HomeNet, a component of the Norfolk Redevelopment and Housing Authority (NRHA) is a full-service home ownership center which partners with local lending institutions, attorneys, housing developers, realtors, and local, federal and state housing agencies to assist prospective home buyers acheive the dream of home ownership.'

Virginia Beach

First time home buyer Virginia Beach Virginia : First time home buyer Norfolk Virginia : 'DHNP provides housing counseling services to help you with general housing questions.'

Falls Church

First time home buyer Falls Church Virginia : 'The Affordable Dwelling Unit (ADU) Program provides affordable rental or home ownership opportunities in the City of Falls Church for low to moderate income individuals and families. The rent or resale price of these rentals or homes is restricted. These apartments, condominium, and townhouses are located throughout the City of Falls Church.'

Loudoun

First time home buyer Loudon Virginia : Online list of Communities & Homeowners Associations in Loudoun County VA. Find more information about locations you may be interested in purchasing.

Petersburg

First time home buyer Petersburg Virginia : 'The Virginia Department of Housing and Community Development (DHCD) is a state government agency that provides federal and state funding to nonprofit housing organizations around the state that provide assistance to first-time homebuyer in Virginia. The Petersburg Redevelopment and Housing Authority (PRHA) serves as one of the nonprofit housing organizations that provide assistance for DHCD. PRHA services properties located in: Chesterfield, Petersburg, Colonial Heights, Dinwiddie, Hopewell, Prince George, Emporia, Greensville, Sussex and Surry.'

Richmond

First time home buyer Richmond Virginia : 'The Virginia Department of Housing and Community Development (DHCD) is a state government agency that provides federal and state funding to nonprofit housing organizations around the state that provide assistance to first-time homebuyer in Virginia. The Petersburg Redevelopment and Housing Authority (PRHA) serves as one of the nonprofit housing organizations that provide assistance for DHCD. PRHA services properties located in: Chesterfield, Petersburg, Colonial Heights, Dinwiddie, Hopewell, Prince George, Emporia, Greensville, Sussex and Surry.'

Richmond

First time home buyer Richmond Virginia : 'Offer free help buying a home with: group homebuyer education classes, pre-purchase one-on-one counseling, money management and credit recovery classes, and downpayment assistance to those that qualify.'

Chesapeake

First time home buyer Chesapeake Virginia : 'The Down Payment Assistance (DPA) program is available to first-time homebuyers that are in a low to moderate income range, that is at or below 80% of area median income. Income is calculated based on all adult household members (18 years of age and older) income that is projected for the coming 12 month.'

Abingdon

First time home buyer Abingdon Virginia : 'Home loan programs are designed to assist creditworthy first-time homebuyers or those who have not owned a home in the last three years. Borrowers must meet the Income and Loan Limits below to qualify for loans.'

Wytheville

First time home buyer Wytheville Virginia : 'HOPE provides a wide-range of programs to individuals and families in the counties of Wythe, Bland, Carroll, Grayson and Smyth and the city of Galax.'

Prince William County

First time home buyer Prince William County Virginia : 'Prince William County Office of Housing and Community Development is committed to develop affordable housing opportunities and neighborhood resources for low- and moderate-income area residents by implementing appropriate policies and programs.'

Arlington County

First time home buyer Arlington County Virginia : 'Learn more about affordable housing in Arlington and how the County works to support and maintain adequate housing options across all levels of the economic spectrum'

Roanoke

First time home buyer Roanoke Virginia : 'You must meet several requirements like income and buyer background qualifications. RRHA can help determine if you’re a qualified home buyer and then provide pre-homeownership counseling and even home maintenance training. RRHA will walk with you each step of the way on your path to becoming a homeowner.'

Roanoke

First time home buyer Roanoke Virginia : 'The Housing Counseling program is designed to assist first-time home buyers with purchasing a home and to help present homeowners who are in danger of losing their homes to foreclosure.'

Hampton

First time home buyer Hampton Virginia : 'The department supports Hampton residents' efforts to improve and maintain neighborhoods by providing coaching and consulting, educational opportunities such as Hampton 201, and neighborhood grants. '

Accomack-Northampton

First time home buyer Accomack-Northampton Virginia : 'You can receive housing counseling assistance here on the Eastern Shore at our offices at 23372 Front Street, Accomac, Virginia. This assistance is provided at no cost to you but, depending on what you need, you may be required to pay $15 for your credit report which our staff will run for you. The types of counseling offered includes home purchase, pre-purchase counseling to prepare you to purchase a home, or foreclosure counseling. We also offer financial literacy classes to teach you skills that will help you pursue your own stable financial future.'

Waynesboro

First time home buyer Waynesboro Virginia : 'Educating potential homeowners in the responsibilities and benefits of homeownership is the foundation on which the Authority bases its success. '

Fairfax

First time home buyer Fairfax Virginia : '...to provide safe, affordable homes for the residents of Fairfax County; and to assist the disabled and senior members of our community.'

Fredericksburg

First time home buyer Fredericksburg Virginia : 'At Central Virginia Housing Coalition, our goal is to connect our community with information and resources to best serve their housing needs.'

Piedmont

First time home buyer Piedmont Virginia : 'Piedmont Housing Alliance administers funds that can be loaned for down payment and closing costs. Most of the money we administer comes from outside sources and each source has its own unique set of guidelines for eligibility and terms. '

Albemarle

First time home buyer Albermarle Virginia : 'The County of Albemarle Office of Housing (ACOH) shall strive to increase opportunities for all County citizens to secure and maintain decent, safe, sanitary, accessible and affordable housing with special emphasis given to those citizens least able to obtain it.'

Fairfax

First time home buyer Fairfax Virginia : ' In conjunction with MainStreet Bank, the City of Fairfax Renaissance Housing Corporation (FRHC)

will make loanavailable home improvement loans up to $250,000.00 with no interest paid by the

borrower for the first two years. Interest on this loan will be paid by the FRHC during the

24-month term. At the end of the initial two-year term, the homeowner may pay off the loan or

apply to refinance into a conventional mortgage or home equity line of credit.'

Information (contained with the quotes ' ') about the programs provided on this page are just snippets from the respective programs websites. We do not take credit for the information provided. We encourage visitors and first time buyers shopping for programs to visit the links provided next to each snippet to learn more. We offer no guarantee on any program or information provided from the respective websites. please use your best judgment. Please consult with a tax advisor.

https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/71603

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877-352-6060

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