First time home buyer programs in Abilene Texas : 'First Time Homebuyer Program. In addition, First Time Homebuyer Program may be able to offer up to $5,000 for down payment and closing costs to first time buyers.'*

First time home buyer programs in Austin Texas : 'The Austin Housing Finance Corporation offers several resources to help make the dream of homeownership a reality. Take a moment to learn about our programs and be sure to find out more about new reasonably-priced homes now available for sale.'*

First time home buyer programs in Arlington Texas : 'HOME Investment Partnership Program (HOME). The HOME grant provides affordable housing opportunities for Arlington residents, including but not limited to the first time homebuyers’ assistance, housing rehabilitation program for low/moderate-income homeowners and rental assistance for low-income households.'*

First time home buyer programs in Baytown Texas : ' The program provides an assistance loan for payment of normal closing costs and/or down payment associated with the purchase of a single family home. Eligible homebuyers may be granted up to $4,500 in the form of a deferred loan, secured by a subordinate lien on the property. '*

First time home buyer programs in Brownsville Texas : 'The City of Brownsville's HBA Program is designed to assist low to moderate income families realize ownership of new or existing single-family homes. Low to moderate income homebuyers that qualify for the HBA Program will receive a no-interest, deferred loan, of up to $25,000 to use for down payment and closing costs, and eligible, pre-paid expenses associated with buying a home. Loan amount is based on financial need and is subject to availability of HOME funds.'*

First time home buyer programs in Beaumont Texas : 'Down Payment Assistance Program. Down Payment Assistance is available for first-time homebuyers who purchase an existing or newly constructed home inside the Beaumont city limits.'*

First time home buyer programs in Bryan Texas : 'The program assists eligible homebuyers in the purchase of both existing and newly constructed affordable homes. Applicants may receive a minimum of $3,500, up to $7,500, or slightly more, if appropriate, depending upon the final negotiated price of the home and the financial circumstances of the buyer, provided at closing on any home (other than manufactured homes) for sale in the City of Bryan. Assistance is provided in the form of a deferred, non-interest-bearing note requiring owner occupancy for a minimum of five years. Once the property is sold or no longer owner-occupied the assistance amount must then be repaid, to the extent net proceeds are available from any sale.'*

First time home buyer programs in College Station Texas : 'The Down Payment Assistance Program provides qualified homebuyers with shared equity gap financing of up to 30% of the sales price on any home for sale in College Station, capped at $49,999. The loan is a 0% interest, deferred, second lien loan and can be applied toward a down payment or closing costs on single-family properties including individually owned townhouse units, homeplexes and condominium units, but excluding mobile homes, duplexes, and quadraplexes.'*

First time home buyer programs in Corpus Christi Texas : 'The purpose of this program is to assist homebuyers with closing costs to purchase an existing pre-owned home, or new construction home. The homebuyer will be provided up to $10,000 in the form of a deferred forgivable loan at zero percent interest amortized over 5 years. In order to be eligible, the homebuyer must meet low and moderate income limits; must not currently own a home; and must use the home being purchased as their principal residence. '*

First time home buyer programs in Dallas Texas : 'Grant funds are intended for the development of viable urban communities by providing decent housing and suitable living environment and expanding economic opportunities, principally for the benefit of low and moderate income individuals. '*

First time home buyer programs in Denton Texas : 'The Homebuyers Assistance Program helps low- and moderate-income families with the down payment assistance and closing costs to buy a first home. Assistance is in the form of a forgivable loan at zero percent interest for five years.'*

First time home buyer programs in El Paso Texas : 'The City's First Time Homebuyer program provides zero percent (0%) deferred loans to first-time homebuyers purchasing a property in the City of El Paso. The buyer selects their own eligible property to purchase and meets with one of the participating lenders to pre-qualified for a mortgage loan. The City of El Paso underwrites the loan based on the first mortgage lender's commitment. The City only accepts applications from participating lenders and they are processed on a first-come, first-ready, first-serve basis. '*

First time home buyer programs in Fort Worth Texas : 'Homebuyer Assistance Program (HAP). The city's Homebuyer Assistance Program (HAP) provides mortgage assistance for income-eligible first-time home buyers with the City of Fort Worth. Qualifying home buyers can receive a subsidy of up to $14,999 for homes located in Fort Worth. The buyer can use the full $14,999 subsidy for mortgage assistance or use $3,000 of this amount for closing costs and/or down payment.'*

First time home buyer programs in Galveston Texas : 'The City of Galveston, through its Homebuyer Assistant Program (HAP) will provide eligible residents with $5,000 - $14,500 in Home Investment Partnership Program funds to assist with down payment and closing costs toward the purchase of their first home.'*

First time home buyer programs in Garland Texas : 'The First Time Homebuyer’s Program provides down payment assistance to low and moderate income first-time homebuyers purchasing a home in Garland. Assistance is in the form of a forgivable loan that is due and payable upon the sale, home equity loan, lease or transfer of title within the first five years of ownership. The Program may provide up to $5,000 in down payment assistance funding to eligible applicants. Amount of assistance is based on the individual financial need of the client.'*

First time home buyer programs in Grand Prairie Texas : 'This program is offered through a local non-profit organization/builder within our city. The program provides first-time homebuyers with the opportunity to purchase a newly constructed home at an affordable price here in Grand Prairie. Buyers may be eligible to receive up to $5,000 Buying Power grant and additional assistance from the non-profit/builder if qualified.'*

First time home buyer programs in Harlingen Texas : 'HTF Homebuyer Assistance Program provides eligible borrowers with down payment, gap financing, and closing cost assistance for the acquisition of a single family home that must be used as a principal residence. The program will serve first time homebuyers and veterans whose annual income does not exceed 80% of the Area Median Family Income.'*

First time home buyer programs in Houston Texas : 'Houston’s Housing and Community Development Department (HCDD) administers the City’s Homebuyer Assistance Program (HAP) for eligible low- to moderate-income families. Funds may be used to assist an approved applicant in paying down payment, closing costs, and principal buydown.'*

First time home buyer programs in Irving Texas : 'Financial and housing counseling assistance is provided to homebuyers that are looking to purchase a house for the first time. Financial assistance is provided in the form of a zero percent interest, deferred forgivable loan. These funds help pay for downpayment and closing costs of the purchase of a home in Irving.'*

First time home buyer programs in Tyler Texas : 'City of Tyler Homebuyers Assistance Program will assist eligible homebuyers on a need basis in an amount not to exceed $7,500 for an existing home (a five (5) year lien will apply) or $14,999 for a newly constructed home (a five (5) year lien will apply), and $25,000 for HUD Initiatives Homes (a ten (10) year lien will apply) in down payment and closing costs assistance.'*

First time home buyer programs in Travis Texas : 'The following is a referral list of housing services. The list is intended to be a starting point and as such is not exhaustive. Note that the headings used are meant to help users locate information and that the services of a given agency may fall under multiple categories.'*

First time home buyer programs in Killeen Texas : 'The First Time Homebuyer Assistance program, also known as HAP, provides a maximum of $7,500 for down payment and closing cost assistance to first time homebuyers purchasing a home within the corporate city limits of Killeen.'*

First time home buyer programs in Laredo Texas : 'The purpose of the down payment assistance program is to provide an opportunity to make housing more affordable by providing first time, low-income home buyers with down payment loans. Loans of up to $14,999 are provided to households with income equal to or below the 80% of area median family income. '*

First time home buyer programs in Lewisville Texas : The City of Lewisville created the First-time Home buyer Assistance Program (FHAP), however, it currently is not funded. Please visit the City's website to find useful resources that may be available.

First time home buyer programs in McKinney Texas : 'The 5 Star Texas Advantage Program provides eligible homebuyers several options for a loan program that meets their needs. Buyers get a 30-year fixed-rate mortgage and a grant to be used for the down payment and closing costs associated with their home purchase. The maximum grant is 6%, and is based on your actual loan amount. Grants range from 3%- 6% and you will work with your loan officer to decide the financing options and grant you would like to use. '*

First time home buyer programs in Victoria Texas : 'The Development Services Department oversees the administration of the Community Development Block Grant program, affordable housing programs, as well as other state and federal grants.'*

First time home buyer programs in Brazoria Texas : 'Brazoria County Community Development is funded in whole by a Housing and Urban Development (HUD) grant. We have funds available for Public Facility and Public Service projects in Brazoria County. We also offer assistance to First-Time Homebuyers and Housing Rehabilitation/Reconstruction for low to moderate income families'*

First time home buyer programs in Mesquite Texas : 'As an entitlement community, the City of Mesquite was awarded $2 million in Neighborhood Stabilization Program (NSP) funding under the Housing and Economic Recovery Act of 2008. These funds have helped fund the purchase and rehabilitation of foreclosed upon and vacant single-family homes within designated NSP target neighborhoods and surrounding areas: '*

First time home buyer programs in Midland Texas : 'Low income, first time home buyers can receive up to $15,000.00 financial assistance to help with the purchase of a decent, safe and sanitary home located in the city. Other program eligibility requirements include homeownership training, ability to qualify for a primary mortgage, minimum $1,000.00 investment by the buyer and being a U.S. citizen Midland resident. The home can be a pre-owned or a new construction unit. '*

First time home buyer programs in Odessa Texas : 'The City can provide down payment assistance, 5% or 10% of the purchase price, for existing home. Homes considered for purchase must be pre-approved and meet the Housing Quality Standards. The City will also provide closing cost assistance of up to $3,500.00 for eligible closing cost. In no case will the down payment and closing cost assistance exceed $10,000.00. The assistance is a zero-interest, deferred payment loan with a minimum of $1,000.00 and a maximum of $10,000.00 for down payment and closing cost for the purchase of an existing home.'*

First time home buyer programs in Plano Texas : 'The City can provide down payment assistance, 5% or 10% of the purchase price, for existing home. Homes considered for purchase must be pre-approved and meet the Housing Quality Standards. The City will also provide closing cost assistance of up to $3,500.00 for eligible closing cost. In no case will the down payment and closing cost assistance exceed $10,000.00. The assistance is a zero-interest, deferred payment loan with a minimum of $1,000.00 and a maximum of $10,000.00 for down payment and closing cost for the purchase of an existing home.'*

First time home buyer programs in Waco Texas : 'To provide financial assistance for lower income families purchasing a newly-constructed or existing home within the City of Waco for use as their primary residence. 

First time home buyer programs in Harris Texas : 'The Community Services Department Downpayment Assistance Program (DAP) can financially help you purchase your dream house in Harris County, if you are income eligible and a first-time homebuyer.'*

First time home buyer programs in San Angelo Texas : 'CDBG assists families through a combination of grants and low-interest loans for home owner housing rehabilitation, home owner emergency repairs, and demolition of substandard structures. The HOME program provides down payment and closing cost assistance for first-time homebuyers who are approved by a participating lender (see program brochure), and offers temporary tenant-based rental assistance through MHMR. '*

First time home buyer programs in San Antonio Texas : 'The Homeownership Incentive Program (HIP) provides assistance to homebuyers in the general public by lending between $1,000 and $12,000 as a 0% interest / no payments second loan which can be used for the down-payment required by your lender and some of the additional costs associated with purchasing a home. 75% of the loan will be forgiven over a 10-year period. Only homes located within the city limits of San Antonio are eligible for this program.'*

First time home buyer programs in Sherman Texas : 'A program of housing rehabilitation will be provided to low and moderate income homeowners who reside within the city limits of Sherman, to rehabilitate their properties to standing code requirements. Rehabilitation will be based on specific need(s) of the home to provide those rehabilitation activities required to preserve the life expectancy of the home and the overall revitalization of the neighborhoods. Expenditures will be limited to $5,000 per housing unit under this activity. '*

First time home buyer programs in Texarkana Texas : 'The City of Texarkana, Texas’ Homebuyers Assistance Program is funded through grants from the U.S. Department of Housing and Urban Development (HUD) to assist with down payment and/or closing cost assistance through the Community Development Block Grant (CDBG) program. First Time Homebuyer Assistance Program is designed to assist low to moderate income homebuyers. The purpose of this program is to enhance, expand and establish growth in the City of Texarkana, Texas by extending an investment opportunity for future home OWNERS. This program specifically targets low to moderate income families.'*

First time home buyer programs in Texas City Texas : 'Low and moderate income families who are eligible for first-time homebuyers assistance can receive up to $7,500 to assist with half of the down payment and eligible closing cost towards the purchase their new home. Only Texas City residents are eligible for assistance and you must have been a Texas City resident for the past 12 months. Proof of residency is required.'*

First time home buyer programs in Wichita Falls Texas : 'The City of Wichita Falls Neighborhood Resources Division administers two primary entitlement grants from the U.S. Department of Housing & Urban Development (HUD). These grants are the Home Investment Partnership Program (HOME) and the Community Development Block Grant (CDBG). Both funding sources are formula-based programs that primarily benefit low/moderate-income neighborhoods, non-profit organizations, persons, and households within the community'*