First Time Home Buyer

Get Matched With Texas Home Buying Programs.

Texas first time home buyer programs

Texas first time home buyer programs. Locate TX home buying programs, grants, USDA, FHA and VA home loan assistance. Firsttimehomebuyer.com provides lists of local Texas home buying resources. There is also information about Federal 100% home buyer financing and grants for qualified purchasers.
USDA Home Loan
The Texas USDA home loan program is available in multiple areas within Texas. This program may finance 100% of the home's purchase price.
VA (Veterans) Home Loan
To eligible Veterans, active military members and eligible family members the Texas VA home Loan program may allow for 100% financing of the home purchase. Texas offers the VLB Veterans Housing Assistance Program (VHAP)
HUD FHA home loan
HUD (U.S. Department of Housing and Urban Development) offers Texas FHA home loans and home buying assistance. The FHA home loan program is a popular Texas first time home buyer program used in conjunction with home assistance buying programs.
CDBG home buying grant programs

CDBG (Community Development Block Grant) is a Federal program that grants money to states and localities to provide for community development needs. In many locations across the Country CDBG grant money is offered as an assistance program for home buying down payment and closing costs.  In Texas, the Community Development Block Grant (TxCDBG) Program for Rural Texas is offered but availability of CDBG grants for home buyer assistance may depend on locality, check to verify Local programs: Bexar County .

Figure: 7 TAC §81.200(c)
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Texas first time home buyer tax credit.

Texas Department of Housing and Community Affairs created its Texas Mortgage Credit Certificate Program . The Mortgage Credit Certificate allows certain qualifying homebuyers to claim a tax credit for some portion of the mortgage interest paid per year. Please consult with a tax advisor.